Ledger AI

Ledger AI turns your bank or credit card statement into a clear report on where your money goes, with no bank login and no Plaid. Upload a PDF or CSV statement from any bank, in any country or currency. In about 60 seconds it categorizes every transaction, finds recurring charges and quiet price increases, flags duplicate charges and fees, and explains what changed in plain English. You can ask the built-in copilot follow-up questions about your spending. Most early users find $150 to $300 a month in forgotten subscriptions on their first upload. The free plan includes 3 uploads a month, and we'd love early adopters to try it and tell us what's missing.