In-Hand

In-Hand is a money platform for India's salaried professionals. It answers the questions a payslip never does: what actually reaches my bank account, how does my pay compare with people like me, and what can my money become? Type in a CTC and In-Hand shows the real monthly in-hand salary under the FY 2026-27 income tax rules, old and new regime side by side, with the better regime recommended and the rupee saving shown. Over 50 fields cover basic pay, HRA, PF, NPS, bonus, RSU and ESOP, home loan and 80C/80D deductions, and state professional tax. Results export to PDF, Excel or CSV. Salary Pulse is a crowdsourced, anonymous benchmark of salaries by company, role and city, so you can see where you stand before a negotiation or a job switch. The offer letter scanner reads an uploaded offer letter with AI, fills in the CTC breakup automatically and grades the structure of the offer, flagging things like a low basic pay share, heavy variable pay, or benefits folded into CTC to inflate the headline number. For the long term, In-Hand includes EPF and VPF calculators, an NPS calculator, an RSU and ESOP tax tool, an NRI and expat salary tool, and retirement and FIRE planners. In-Hand is free to use, works well on phones, and needs no sign-up to start.