Roth IRA Calculator

Roth IRA Calculator is a free retirement savings estimator that helps you check eligibility, project your Roth IRA balance at retirement, and compare Roth vs Traditional or taxable accounts — all in one place. Features four tabs: Growth Calculator (year-by-year compound interest projection with chart), Am I Eligible (2026 income phase-out calculator based on filing status), Roth vs Traditional comparison (accounts for tax savings reinvestment), and Roth vs Taxable account comparison. Updated for 2026 contribution limits ($7,500 or $8,600 if 50+) and reviewed against IRS Publication 590-A/B. Includes inflation-adjusted projections and detailed year-by-year breakdown table.